QualityDipStocks / Consumer Discretionary · Textiles
Capital Southwest CSWC
Outside our quality screen, so we don’t track its dips. It’s 8% below its 52-week high.
Outside our quality screen, 3% over its Market Value. No fair value estimate for now: its share count is unclear.
Worth knowing
- Dividend yield 10%, top 2% of the 2092 we measure
From the data on this page, as of the last close. How we pick these
- Fair value est.
- n/a
- Market Value
- $22.75price +3%
- Off 52-wk high
- −8%
- Risk vs market
- Lowbeta 0.64
52-week range 62% of the way from its 52-week low to its high
Price $23.43Market Value $22.75
4 bullish · 4 bearish See why
Priced in
How much growth the market assumed at the 52-week high, the low and today (a reverse DCF).
52-wk high: P/E 16.5×; 52-wk low: P/E 15.2×; now: P/E 14.3×.
| High | Low | Now | |
|---|---|---|---|
| Price | $25.57Aug 31 | $19.97Nov 4 | $23.43 |
| P/E | 16.5× | 15.2× | 14.3× |
What this means: a lower P/E than at the high means you pay less for each dollar of profit than buyers did then.
How it’s computed
Banks, insurers and lenders: cash flow includes deposits and loans, so a cash-flow model doesn't fit; we show P/E at each point instead. P/E = that day's close × diluted shares / 12-month net income, using only the filings that were public on that day.
Valuation
What we estimate it's worth, and how it ranks on value vs every stock we cover.
Fair value estimate
No estimate for CSWC: SEC share count doesn't match the listed shares (share class / ADR ratio unclear). We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 31 to Nov 2, 252 sessions). Beta = how much CSWC moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Moves much less than the market, but its own price swings are 1.5× the S&P 500’s (it moves on its own news).
- Beta vs S&P 500
- 0.64
- Volatility
- 19% vs 13% SPY
- Correlation SPY
- 0.44
- Correlation QQQ
- 0.33
Valuation details
MV $22.75
Fundamentals
The business itself: sales, profits, cash and debt, from SEC filings.
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 4 of 5
Cash returnsDividend yield of 10.5% ($157M paid over 12 months).
ValuationP/E of 14.3× vs a 20.1× median for the 411 Consumer Discretionary companies we cover.
GrowthDiluted EPS grew 29% to $1.90 in FY2026.
ValuationPrice / book of 1.4×, below the 3.0× median for the 413 Consumer Discretionary companies we cover.
Top bearish points 4 of 5
Cash returnsShare count up 12.7% in a year: existing holders are being diluted.
Cash returnsPays out more in dividends than it earns: $157M paid vs $105M of net income.
ProfitabilityReturn on equity of 10%, below the 15% median for the 409 Consumer Discretionary companies we cover.
QualityDoesn’t pass our quality screen: no positive free cash flow; ROE under 12% and ROIC under 10%; net debt 5.4× EBITDA (limit 3×).
All fundamentals
P/E 14.3 · ROE 10%
Valuation
- P/E
- 14.3×Consumer Discretionary median 20.1×
- Price / FCF
- n/acash flow isn't a clean measure for a lender
- FCF yield
- n/acash flow isn't a clean measure for a lender
- EV / EBITDA
- n/anot meaningful for a lender
- Price / sales
- n/anot reported in its SEC filings
- Price / book
- 1.36×
- Market cap
- $1.5Blisted
- Enterprise value
- $2.8B
Growth
- Revenue, 12 months
- n/anot reported in its SEC filings
- Sales growth, 12 months
- n/ano year-ago 12-month revenue
- Sales growth, 3 yrs
- n/anot reported in its SEC filings
- Diluted EPS, 12 months
- $1.71
- EPS growth, last FY
- +29.3%
- Net income, 12 months
- $105M
- Net income growth
- +24%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for a lender
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- n/anot reported in its SEC filings
- FCF margin
- n/anot reported in its SEC filings
- Return on equity
- 10%
- Return on invested capital
- n/anot meaningful for a lender
Balance sheet
- Cash & short-term inv.
- $48M
- Total debt
- $1.4B
- Net cash
- n/anot meaningful for a lender
- Debt / equity
- n/adeposits/float make debt/equity not comparable for a lender
- Interest coverage
- n/anot meaningful for a lender
Cash flow & returns
- Free cash flow, 12 months
- −$427M
- FCF growth, 12 months
- n/anot reported in its SEC filings
- Dividend yield
- 10.46%$157M paid
- Payout ratio
- 149%
- Buybacks, 12 months
- n/anot reported in its SEC filings
- Share count, 1 year
- +12.7%diluted shares vs a year ago
- Stock-based comp
- $6M
Trailing 12 months to Sep 30, 2026; balance sheet at Sep 30, 2026. From Capital Southwest’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
The business
Sales +9%
- Gross margin100%
- Operating margin88%
- Return on invested capital7%
- Return on equity11%
- Sales growth (latest quarter vs year-ago quarter)+9%
- Net debt / EBITDA5.4×
Chart & levels
Where the price is vs its key levels and trends.
Key levels
Every level vs today’s $23.43
- 52-wk lowlowest close, 1 year$19.97−14.8%
- Market Valueavg paid since Oct 15$22.75−2.9%
- PriceMon Nov 2 close$23.43you are here
- 52-wk highhighest close, 1 year$25.57+9.1%
Momentum & 52-week range
RSI 55 · 5 days +4.6%
Signals
Reversal signal setups, the public ledger and the next earnings date.
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only run on companies that pass our quality screen.
CSWC is outside our quality screen
One text when a published rule fires on one of the 332 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.
Voices & buzz
Who is talking about it, and how it compares with peers.
Who’s talking about it
Notable investors, executives, analysts and public figures on Capital Southwest in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 3, 5:14 PM ET.
Compare with peers
Closest in size in Consumer Discretionary
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.