QualityDipStocks / Finance · Brokers & investment banks
Stifel Financial SF
Outside our quality screen, so we don’t track its dips. It’s 25% below its 52-week high.
Outside our quality screen, trading above our fair value estimate.
- Fair value est.
- $59.87−10%
- Market Value
- $67.07price −1%
- Off 52-wk high
- −25%
- Risk vs market
- Market-likebeta 0.96
3 bullish · 4 bearish See why
Key levels
Every level vs today’s $66.69
- Fair value est.base case$59.87−10.2%
- 52-wk lowlowest close, 1 year$66.06−0.9%
- PriceFri Oct 30 close$66.69you are here
- Market Valueavg paid since Oct 21$67.07+0.6%
- 52-wk highhighest close, 1 year$88.81+33.2%
Fair value estimate
How the range is computed
Financials model (residual income). Same residual-income model as the base: cost of equity 9.5% ±1 point and return on equity 15.9% ±2 points. Bear = 10.5% and 13.9%; bull = 8.5% and 17.9%. A model estimate from public filings, not a forecast of where the price will go.
Price sits inside the range.
What the price implies To be worth today’s price, SF would need a return on equity of about 17% a year; our estimate uses 16%.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 30 to Oct 30, 252 sessions). Beta = how much SF moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Moves about in line with the market, and its own price swings are 2.0× the S&P 500’s.
- Beta vs S&P 500
- 0.96
- Volatility
- 26% vs 13% SPY
- Correlation SPY
- 0.47
- Correlation QQQ
- 0.29
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 3 of 5
GrowthSales grew 11% to $6.7B over the last 12 months vs the 12 months before (SEC filings).
ValuationP/E of 11.8×, below the 13.5× median for the 151 Finance companies we cover.
GrowthSales grew 11% a year over the last three fiscal years, above the 9.3% median for the 144 Finance companies we cover.
Top bearish points 4 of 5
ValuationOur residual-income fair value estimate is $59.87, 10% below the price.
GrowthDiluted EPS fell 6.1% in the last fiscal year, below the 17% median for the 137 Finance companies we cover.
ProfitabilityNet margin of 14%, below the 21% median for the 142 Finance companies we cover.
QualityDoesn’t pass our quality screen: no cash-flow data; sales down vs the year-ago quarter.
Who’s talking about it
Notable investors, executives, analysts and public figures on Stifel Financial in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 1, 9:09 PM ET.
Compare with peers
Closest in size in Brokers & investment banks
All fundamentals
P/E 11.8 · Sales +11%
Valuation
- P/E
- 11.8×Finance median 13.5×
- Price / FCF
- n/acash flow isn't a clean measure for a lender
- FCF yield
- n/acash flow isn't a clean measure for a lender
- EV / EBITDA
- n/anot meaningful for a lender
- Price / sales
- 1.61×
- Price / book
- n/anot reported in its SEC filings
- Market cap
- $10.8Bprice × diluted shares
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $6.7B
- Sales growth, 12 months
- +11.0%vs the 12 months before
- Sales growth, 3 yrs
- +11.4%/yrfrom FY2022
- Diluted EPS, 12 months
- $7.55
- EPS growth, last FY
- −6.1%
- Net income, 12 months
- $916M
- Net income growth
- +60%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for a lender
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 13.7%
- FCF margin
- 5.4%
- Return on equity
- n/anot reported in its SEC filings
- Return on invested capital
- n/anot meaningful for a lender
Balance sheet
- Cash & short-term inv.
- n/anot reported in its SEC filings
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/anot meaningful for a lender
- Debt / equity
- n/adeposits/float make debt/equity not comparable for a lender
- Interest coverage
- n/anot meaningful for a lender
Cash flow & returns
- Free cash flow, 12 months
- $361M
- FCF growth, 12 months
- −62%
- Dividend yield
- n/ano dividend payments tagged
- Payout ratio
- n/anot reported in its SEC filings
- Buybacks, 12 months
- $337M3.1% of market cap
- Share count, 1 year
- −1.0%diluted shares vs a year ago
- Stock-based comp
- $182M
Trailing 12 months to Jun 30, 2026. From Stifel Financial’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
Valuation details
DCF $59.87 · MV $67.07
Financials model (residual income): book value $33.15 a share on Jun 30, 2026 (preferred stock excluded), plus the earnings above a 9.5% cost of equity. ROE 15.9%, the average of 17.8% for the trailing 12 months to Jun 30, 2026 and 14.1% over fiscal 2021–2025, on average common equity; payout 50% of earnings (dividends 34% + net buybacks 17%), so book grows by the retained rest; the return above 9.5% fades halfway toward 9.5% over 10 years, then grows at 3% (terminal value). From the 10-Q filed Aug 5, 2026.
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only run on companies that pass our quality screen.
Momentum & 52-week range
RSI 38 · 5 days 0.0%
The business
Sales 0%
- Sales growth (latest quarter vs year-ago quarter)0%
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.
SF is outside our quality screen
One text when a published rule fires on one of the 333 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.