QualityDipStocks / Finance · Investment Managers
Ameriprise Financial AMP
Not in a dip by our rules: 14% below its 52-week high.
A quality company. No fair value estimate for now: our model doesn’t fit it reliably.
- Fair value est.
- n/a
- Market Value
- forming
- Off 52-wk high
- −14%
- Risk vs market
- Below marketbeta 0.75
5 bullish · 2 bearish See why
Key levels
Every level vs today’s $490.83
- 52-wk lowlowest close, 1 year$430.40−12.3%
- PriceFri Oct 30 close$490.83you are here
- 52-wk highhighest close, 1 year$570.68+16.3%
Fair value estimate
Estimate unreliable for AMP: returns on book are very high (53% a year, above the 30% our model allows), which means most of the value sits in a fee or brand business that book value doesn't capture. We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 30 to Oct 30, 252 sessions). Beta = how much AMP moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Moves a bit less than the market, but its own price swings are 2.0× the S&P 500’s (it moves on its own news).
- Beta vs S&P 500
- 0.75
- Volatility
- 26% vs 13% SPY
- Correlation SPY
- 0.37
- Correlation QQQ
- 0.17
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 5 of 5
ProfitabilityReturn on equity of 72% over the last 12 months.
ValuationP/E of 10.8× is 29% below its own average of 15.2× at the last 3 fiscal year-ends.
Cash returnsShare count down 6.5% in a year: $3.5B of buybacks over 12 months.
GrowthSales grew 9% to $20.1B over the last 12 months vs the 12 months before (SEC filings).
QualityPasses all four of our quality checks: cash generation, returns on capital, growth and balance sheet.
Top bearish points 2 of 5
ValuationPrice / book of 8.8×, above the 1.8× median for the 143 Finance companies we cover.
GrowthDiluted EPS grew 9.8% in the last fiscal year, below the 17% median for the 137 Finance companies we cover.
Who’s talking about it
Notable investors, executives, analysts and public figures on Ameriprise Financial in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 1, 9:09 PM ET.
Compare with peers
Closest in size in Investment Managers
All fundamentals
P/E 10.8 · ROE 72% · Sales +9%
Valuation
- P/E
- 10.8×3-yr-end avg 15.2× · Finance median 13.5×
- Price / FCF
- n/acash flow isn't a clean measure for an insurer
- FCF yield
- n/acash flow isn't a clean measure for an insurer
- EV / EBITDA
- n/anot meaningful for an insurer
- Price / sales
- 2.22×
- Price / book
- 8.77×
- Market cap
- $44.8Blisted
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $20.1B
- Sales growth, 12 months
- +8.8%vs the 12 months before
- Sales growth, 3 yrs
- +9.7%/yrfrom FY2022
- Diluted EPS, 12 months
- $44.40
- EPS growth, last FY
- +9.8%
- Net income, 12 months
- $4.2B
- Net income growth
- +15%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for an insurer
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 20.7%
- FCF margin
- 36.4%
- Return on equity
- 72%
- Return on invested capital
- n/anot meaningful for an insurer
Balance sheet
- Cash & short-term inv.
- $10.1B
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/anot meaningful for an insurer
- Debt / equity
- n/adeposits/float make debt/equity not comparable for an insurer
- Interest coverage
- n/anot meaningful for an insurer
Cash flow & returns
- Free cash flow, 12 months
- $7.3B
- FCF growth, 12 months
- +25%
- Dividend yield
- 1.34%$600M paid
- Payout ratio
- 14%
- Buybacks, 12 months
- $3.5B7.7% of market cap
- Share count, 1 year
- −6.5%diluted shares vs a year ago
- Stock-based comp
- $204M
Trailing 12 months to Sep 30, 2026; balance sheet at Sep 30, 2026. From Ameriprise Financial’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
Valuation details
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only arm once a company is in a dip.
Momentum & 52-week range
RSI 43 · 5 days −0.3%
The business
FCF $8.1B · Sales +13%
- Free cash flow, 12 months$8.1B
- Free-cash-flow yield18.0%
- Return on equity62%
- Sales growth (latest quarter vs year-ago quarter)+13%
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.
Get a text when AMP fires a reversal signal
One text when a published rule fires on AMP or any of the 333 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.