QualityDipStocks / Finance · Major Banks
Prosperity Bancshares PB
Outside our quality screen, so we don’t track its dips. It’s 5% below its 52-week high.
Outside our quality screen. No fair value estimate for now: its share count is unclear.
- Fair value est.
- n/a
- Market Value
- forming
- Off 52-wk high
- −5%
- Risk vs market
- Lowbeta 0.36
4 bullish · 5 bearish See why
Key levels
Every level vs today’s $71.98
- 52-wk lowlowest close, 1 year$64.09−11.0%
- PriceFri Oct 30 close$71.98you are here
- 52-wk highhighest close, 1 year$76.03+5.6%
Fair value estimate
No estimate for PB: SEC share count doesn't match the listed shares (share class / ADR ratio unclear). We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 30 to Oct 30, 252 sessions). Beta = how much PB moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Moves much less than the market, but its own price swings are 1.6× the S&P 500’s (it moves on its own news).
- Beta vs S&P 500
- 0.36
- Volatility
- 21% vs 13% SPY
- Correlation SPY
- 0.22
- Correlation QQQ
- 0.05
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 4 of 5
GrowthSales grew 13% to $1.4B over the last 12 months vs the 12 months before (SEC filings).
ValuationPrice / book of 1.0×, below the 1.8× median for the 143 Finance companies we cover.
Cash returnsDividend yield of 2.7% ($232M paid over 12 months, 41% of earnings).
ProfitabilityNet margin of 40%, above the 21% median for the 142 Finance companies we cover.
Top bearish points 5 of 5
Cash returnsShare count up 5.8% in a year: existing holders are being diluted.
ProfitabilityReturn on equity is only 7% over the last 12 months.
GrowthSales grew 2.8% a year over the last three fiscal years, below the 9.3% median for the 144 Finance companies we cover.
ValuationP/E of 15.5×, above the 13.5× median for the 151 Finance companies we cover.
QualityDoesn’t pass our quality screen: no cash-flow data; ROE under 12% and ROIC under 10%.
Who’s talking about it
Notable investors, executives, analysts and public figures on Prosperity Bancshares in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 1, 9:09 PM ET.
Compare with peers
Closest in size in Major Banks
All fundamentals
P/E 15.5 · ROE 7% · Sales +13%
Valuation
- P/E
- 15.5×Finance median 13.5×
- Price / FCF
- n/acash flow isn't a clean measure for a bank
- FCF yield
- n/acash flow isn't a clean measure for a bank
- EV / EBITDA
- n/anot meaningful for a bank
- Price / sales
- 6.25×
- Price / book
- 1.05×
- Market cap
- $8.7Blisted
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $1.4Bnet interest income + noninterest income
- Sales growth, 12 months
- +13.3%vs the 12 months before
- Sales growth, 3 yrs
- +2.8%/yrfrom FY2022
- Diluted EPS, 12 months
- $5.77
- EPS growth, last FY
- +13.3%
- Net income, 12 months
- $562M
- Net income growth
- +8%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for a bank
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 40.4%
- FCF margin
- 42.4%
- Return on equity
- 7%
- Return on invested capital
- n/anot meaningful for a bank
Balance sheet
- Cash & short-term inv.
- n/anot reported in its SEC filings
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/anot meaningful for a bank
- Debt / equity
- n/adeposits/float make debt/equity not comparable for a bank
- Interest coverage
- n/anot meaningful for a bank
Cash flow & returns
- Free cash flow, 12 months
- $590M
- FCF growth, 12 months
- +83%
- Dividend yield
- 2.67%$232M paid
- Payout ratio
- 41%
- Buybacks, 12 months
- n/anot reported in its SEC filings
- Share count, 1 year
- +5.8%diluted shares vs a year ago
- Stock-based comp
- $13M
Trailing 12 months to Jun 30, 2026; balance sheet at Jun 30, 2026. From Prosperity Bancshares’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
Valuation details
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only run on companies that pass our quality screen.
Momentum & 52-week range
RSI 67 · 5 days +3.6%
The business
Sales +57%
- Return on equity6%
- Sales growth (latest quarter vs year-ago quarter)+57%
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.
PB is outside our quality screen
One text when a published rule fires on one of the 333 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.