QualityDipStocks / Finance · Property-Casualty Insurers
Allstate ALL
Not in a dip by our rules: 6% below its 52-week high.
A quality company, 6% over its Market Value. No fair value estimate for now: our model doesn’t fit it reliably.
- Fair value est.
- n/a
- Market Value
- $245.55price +6%
- Off 52-wk high
- −6%
- Risk vs market
- Lowbeta −0.46
5 bullish · 4 bearish See why
Key levels
Every level vs today’s $259.87
- 52-wk lowlowest close, 1 year$191.25−26.4%
- Market Valueavg paid since Aug 5$245.55−5.5%
- PriceFri Oct 30 close$259.87you are here
- 52-wk highhighest close, 1 year$275.11+5.9%
Fair value estimate
Estimate unreliable for ALL: earnings swing too much for a book-value model (return on equity ranged from -7% to 49% across FY2021–2025 and the latest 12 months). We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 30 to Oct 30, 252 sessions). Beta = how much ALL moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Has moved mostly independently of the market, but its own price swings are 2.0× the S&P 500’s (it moves on its own news).
- Beta vs S&P 500
- -0.46
- Volatility
- 25% vs 13% SPY
- Correlation SPY
- −0.23
- Correlation QQQ
- −0.42
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 5 of 5
GrowthDiluted EPS grew 124% to $38.06 in FY2025.
ValuationP/E of 4.9× vs a 13.5× median for the 151 Finance companies we cover.
ProfitabilityReturn on equity of 46% over the last 12 months, up 35 points in two years.
Cash returnsShare count down 3.3% in a year: $2.5B of buybacks over 12 months.
QualityPasses all four of our quality checks: cash generation, returns on capital, growth and balance sheet.
Top bearish points 4 of 5
GrowthSales grew 5.9% over the last 12 months, below the 11% median for the 142 Finance companies we cover.
ProfitabilityNet margin of 19%, below the 21% median for the 142 Finance companies we cover.
ValuationPrice / book of 1.9×, above the 1.8× median for the 143 Finance companies we cover.
ValuationTrades 5.8% above its Market Value of $245.55, the average price paid since the Aug 5 filing.
Who’s talking about it
Notable investors, executives, analysts and public figures on Allstate in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 1, 9:09 PM ET.
Compare with peers
Closest in size in Property-Casualty Insurers
All fundamentals
P/E 4.9 · ROE 46% · Sales +6%
Valuation
- P/E
- 4.9×Finance median 13.5×
- Price / FCF
- n/acash flow isn't a clean measure for an insurer
- FCF yield
- n/acash flow isn't a clean measure for an insurer
- EV / EBITDA
- n/anot meaningful for an insurer
- Price / sales
- 0.92×
- Price / book
- 1.92×
- Market cap
- $64.7Blisted
- Enterprise value
- $71.4B
Growth
- Revenue, 12 months
- $70.1B
- Sales growth, 12 months
- +5.9%vs the 12 months before
- Sales growth, 3 yrs
- +9.6%/yrfrom FY2022
- Diluted EPS, 12 months
- $49.94
- EPS growth, last FY
- +124.0%
- Net income, 12 months
- $13.2B
- Net income growth
- +131%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for an insurer
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 18.8%
- FCF margin
- 17.5%
- Return on equity
- 46%
- Return on invested capital
- n/anot meaningful for an insurer
Balance sheet
- Cash & short-term inv.
- $840M
- Total debt
- $7.5B
- Net cash
- n/anot meaningful for an insurer
- Debt / equity
- n/adeposits/float make debt/equity not comparable for an insurer
- Interest coverage
- n/anot meaningful for an insurer
Cash flow & returns
- Free cash flow, 12 months
- $12.2B
- FCF growth, 12 months
- +43%
- Dividend yield
- 1.65%$1.1B paid
- Payout ratio
- 8%
- Buybacks, 12 months
- $2.5B3.8% of market cap
- Share count, 1 year
- −3.3%diluted shares vs a year ago
- Stock-based comp
- n/anot reported in its SEC filings
Trailing 12 months to Jun 30, 2026; balance sheet at Jun 30, 2026. From Allstate’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
Valuation details
MV $245.55
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only arm once a company is in a dip.
Momentum & 52-week range
RSI 65 · 5 days +2.6%
The business
FCF $12.2B · Sales +11%
- Free cash flow, 12 months$12.2B
- Free-cash-flow yield18.9%
- Return on equity45%
- Sales growth (latest quarter vs year-ago quarter)+11%
Next report
Nov 4
- DateWed Nov 4, after the close
- Consensus EPS$7.03
- Year-ago EPS$11.17
- QuarterSep/2026
From Nasdaq’s earnings calendar. A report resets Market Value.
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.
Get a text when ALL fires a reversal signal
One text when a published rule fires on ALL or any of the 333 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.