QualityDipStocks / Technology · IT services
PagSeguro Digital PAGS
Outside our quality screen, so we don’t track its dips. It’s 34% below its 52-week high.
Outside our quality screen. No fair value estimate for now: its filings are too old.
Worth knowing
- Share count down 8% in 2 years
From the data on this page, as of the last close. How we pick these
- Fair value est.
- n/a
- Market Value
- —
- Off 52-wk high
- −34%
- Risk vs market
- Above marketbeta 1.44
5 bullish · 2 bearish See why
Valuation
What we estimate it's worth, and how it ranks on value vs every stock we cover.
Fair value estimate
No estimate for PAGS: Latest cash-flow data in SEC XBRL ends 2024-12-31, too old to use. We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 31 to Nov 2, 252 sessions). Beta = how much PAGS moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Swings more than the market, and its own price swings are 4.2× the S&P 500’s.
- Beta vs S&P 500
- 1.44
- Volatility
- 54% vs 13% SPY
- Correlation SPY
- 0.34
- Correlation QQQ
- 0.27
Valuation details
Fundamentals
The business itself: sales, profits, cash and debt, from SEC filings.
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 5 of 5
ValuationFree-cash-flow yield of 51.7% (price / FCF 1.9×): $1.2B of free cash in the last 12 months.
ValuationP/E of 6.0× vs a 33.0× median for the 220 Technology companies we cover.
Cash returnsDividend yield of 4.9% ($112M paid over 12 months, 29% of earnings).
ProfitabilityGross margin widened to 49.0% in FY2023 from 44.7% in FY2021 (SEC filings).
GrowthSales grew 9% to $3.7B over the last 12 months vs the 12 months before (SEC filings).
Top bearish points 2 of 5
QualityDoesn’t pass our quality screen: sales down vs the year-ago quarter.
RiskReports earnings Nov 16 (consensus EPS $0.41): results can move the price sharply and reset Market Value.
All fundamentals
P/E 6.0 · FCF yield 51.7% · Sales +9%
Valuation
- P/E
- 6.0×Technology median 33.0×
- Price / FCF
- 1.9×
- FCF yield
- 51.7%
- EV / EBITDA
- n/aD&A or debt not tagged in SEC data
- Price / sales
- 0.62×
- Price / book
- n/anot reported in its SEC filings
- Market cap
- $2.3Blisted
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $3.7B
- Sales growth, 12 months
- +8.5%vs the 12 months before
- Sales growth, 3 yrs
- +10.0%/yrfrom FY2022
- Diluted EPS, 12 months
- n/anot reported in its SEC filings
- EPS growth, last FY
- +45.1%
- Net income, 12 months
- $386M
- Net income growth
- +0%12 months vs before
Profitability
- Gross margin
- n/agross profit isn't reported (common for service and financial companies)
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 10.4%
- FCF margin
- 32.0%
- Return on equity
- n/anot reported in its SEC filings
- Return on invested capital
- n/aoperating income, debt, equity or cash not tagged
Balance sheet
- Cash & short-term inv.
- n/anot reported in its SEC filings
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/acash or debt not tagged in SEC data
- Debt / equity
- n/adebt or equity not tagged in SEC data
- Interest coverage
- n/ainterest expense not tagged in SEC data
Cash flow & returns
- Free cash flow, 12 months
- $1.2B
- FCF growth, 12 months
- n/anot reported in its SEC filings
- Dividend yield
- 4.89%$112M paid
- Payout ratio
- 29%
- Buybacks, 12 months
- $242M10.5% of market cap
- Share count, 1 year
- n/ano quarterly diluted share count
- Stock-based comp
- n/anot reported in its SEC filings
Trailing 12 months to Dec 31, 2025. From PagSeguro Digital’s SEC filings, reported in BRL and converted to US dollars. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
The business
FCF $-1.9B · Sales 0%
- Free cash flow, 12 months−$1.9B
- Free-cash-flow yield51.7%
- Free-cash-flow margin−9%
- Gross margin52%
- Operating margin36%
- Return on invested capital274%
- Return on equity14%
- Sales growth (latest quarter vs year-ago quarter)0%
- Net debt / EBITDA0.0×
Chart & levels
Where the price is vs its key levels and trends.
Key levels
Every level vs today’s $7.89
- 52-wk lowlowest close, 1 year$7.89at the price
- PriceMon Nov 2 close$7.89you are here
- 52-wk highhighest close, 1 year$12.00+52.1%
Momentum & 52-week range
RSI 30 · 5 days −7.8%
Signals
Reversal signal setups, the public ledger and the next earnings date.
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only run on companies that pass our quality screen.
Next report
Nov 16
- DateMon Nov 16, after the close
- Consensus EPS$0.41
- Year-ago EPS$0.36
- QuarterSep/2026
From Nasdaq’s earnings calendar. A report resets Market Value.
PAGS is outside our quality screen
One text when a published rule fires on one of the 332 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.
Voices & buzz
Who is talking about it, and how it compares with peers.
Who’s talking about it
Notable investors, executives, analysts and public figures on PagSeguro Digital in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 3, 1:01 PM ET.
Compare with peers
Closest in size in IT services
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.