QualityDipStocks / Finance · Life Insurance
Prudential Public Limited Company PUK
In a deep dip: 27% below its 52-week high.
A quality company. No fair value estimate for now: our model doesn’t fit it reliably.
- Fair value est.
- n/a
- Market Value
- —
- Off 52-wk high
- −27%
- Risk vs market
- Above marketbeta 1.18
5 bullish · 1 bearish See why
Key levels
Every level vs today’s $24.70
- 52-wk lowlowest close, 1 year$23.54−4.7%
- PriceFri Oct 30 close$24.70you are here
- 52-wk highhighest close, 1 year$33.61+36.1%
Fair value estimate
Estimate unreliable for PUK: earnings swing too much for a book-value model (return on equity ranged from -10% to 21% across FY2021–2025 and the latest 12 months). We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 30 to Oct 30, 252 sessions). Beta = how much PUK moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Swings more than the market, and its own price swings are 2.2× the S&P 500’s.
- Beta vs S&P 500
- 1.18
- Volatility
- 29% vs 13% SPY
- Correlation SPY
- 0.53
- Correlation QQQ
- 0.44
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 5 of 5
ValuationP/E of 7.7× vs a 13.5× median for the 151 Finance companies we cover.
ProfitabilityReturn on equity of 21% over the last 12 months, up 10 points in two years.
GrowthDiluted EPS grew 83% in the last fiscal year, above the 17% median for the 137 Finance companies we cover.
TechnicalA company that passes our quality screen, now 27% off its 52-week high (deep dip).
QualityPasses all four of our quality checks: cash generation, returns on capital, growth and balance sheet.
Top bearish points 1 of 5
GrowthSales grew 7.0% over the last 12 months, below the 11% median for the 142 Finance companies we cover.
Who’s talking about it
Notable investors, executives, analysts and public figures on Prudential Public Limited Company in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 1, 9:09 PM ET.
Compare with peers
Closest in size in Life Insurance
All fundamentals
P/E 7.7 · ROE 21% · Sales +7%
Valuation
- P/E
- 7.7×Finance median 13.5×
- Price / FCF
- n/acash flow isn't a clean measure for an insurer
- FCF yield
- n/acash flow isn't a clean measure for an insurer
- EV / EBITDA
- n/anot meaningful for an insurer
- Price / sales
- 2.65×
- Price / book
- 1.52×
- Market cap
- $30.5Blisted
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $11.5B
- Sales growth, 12 months
- +7.0%vs the 12 months before
- Sales growth, 3 yrs
- +8.5%/yrfrom FY2022
- Diluted EPS, 12 months
- $1.53
- EPS growth, last FY
- +82.7%
- Net income, 12 months
- $4.0B
- Net income growth
- +74%12 months vs before
Profitability
- Gross margin
- n/anot meaningful for an insurer
- Operating margin
- 28.8%
- Net margin
- 34.6%
- FCF margin
- n/anot reported in its SEC filings
- Return on equity
- 21%
- Return on invested capital
- n/anot meaningful for an insurer
Balance sheet
- Cash & short-term inv.
- $7.7B
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/anot meaningful for an insurer
- Debt / equity
- n/adeposits/float make debt/equity not comparable for an insurer
- Interest coverage
- n/anot meaningful for an insurer
Cash flow & returns
- Free cash flow, 12 months
- n/anot reported in its SEC filings
- FCF growth, 12 months
- n/anot reported in its SEC filings
- Dividend yield
- 2.34%$714M paid
- Payout ratio
- 18%
- Buybacks, 12 months
- $1.3B4.1% of market cap
- Share count, 1 year
- n/ano quarterly diluted share count
- Stock-based comp
- n/anot reported in its SEC filings
Trailing 12 months to Dec 31, 2025; balance sheet at Dec 31, 2025. From Prudential Public Limited Company’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
Valuation details
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. We watch it daily for our three reversal signal rules while it sits in a dip.
Momentum & 52-week range
RSI 52 · 5 days +4.2%
The business
FCF $1.6B · Sales +69%
- Free cash flow, 12 months$1.6B
- Free-cash-flow yield5.3%
- Return on equity19%
- Sales growth (last fiscal year vs prior)+69%
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.
Get a text when PUK fires a reversal signal
One text when a published rule fires on PUK or any of the 333 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.