QualityDipStocks / Real Estate · REITs
UMH Properties UMH
Outside our quality screen, so we don’t track its dips. It’s 8% below its 52-week high.
Outside our quality screen, 3% under its Market Value. No fair value estimate for now: its free cash flow is negative.
- Fair value est.
- n/a
- Market Value
- $15.77price −3%
- Off 52-wk high
- −8%
- Risk vs market
- Lowbeta 0.07
52-week range 45% of the way from its 52-week low to its high
Price $15.27Market Value $15.77
5 bullish · 5 bearish See why
Repriced or dip?
Near its high
The price is 8% below its 52-week high (Aug 26), but the business held up: shares outstanding fewer shares, each owns more, revenue growth rate +0.2 pts, revenue +2.7%.
Some numbers held up (shares outstanding fewer shares, each owns more, revenue growth rate +0.2 pts, revenue +2.7%), others slipped (earnings per share −59.2%). The price is 8% below its 52-week high.
The price is 8% below its 52-week high, and the business changed too: earnings per share −59.2%.
Within 10% of its 52-week high, so there is no dip to judge yet.
Data-based read, not advice.
Priced in
How much growth the market assumed at the 52-week high, the low and today (a reverse DCF).
52-wk high: P/E 133.2×; 52-wk low: P/E 200.7×; now: P/E 298.9×.
| High | Low | Now | |
|---|---|---|---|
| Price | $16.66Aug 26 | $14.14Mar 20 | $15.27 |
| Implied growth | n/a | n/a | n/a |
| P/E | 133.2× | 200.7× | 298.9× |
What this means: a lower P/E than at the high means you pay less for each dollar of profit than buyers did then.
How it’s computed
Reverse DCF: the same 10-year free-cash-flow model as our fair value estimate (9.5% discount rate, growth for years 1–5 fading to 3% by year 10, 3% after), solved for the growth that makes it equal the market value at each price. For the high and the low we use only the filings that were public on that day, so nothing from a later report leaks back. Market value = that close × diluted shares. P/E = market value / 12-month net income; Price / FCF = market value / 12-month free cash flow; EV / Sales = (market value + debt − cash) / 12-month revenue. Hidden when the share count moved over 20% (split, merger), free cash flow is negative, or the company reports in another currency.
Valuation
What we estimate it's worth, and how it ranks on value vs every stock we cover.
Fair value estimate
No estimate for UMH: negative free cash flow. We’d rather show nothing than a made-up number.
Risk vs market
How risk vs market is measured
One year of daily returns (Oct 31 to Nov 2, 252 sessions). Beta = how much UMH moved for each 1% move in the S&P 500 (SPY); 1.0 moves with the market. Volatility is the yearly standard deviation of daily returns. Past behavior, not a forecast.
Has moved mostly independently of the market, but its own price swings are 1.6× the S&P 500’s (it moves on its own news).
- Beta vs S&P 500
- 0.07
- Volatility
- 20% vs 13% SPY
- Correlation SPY
- 0.05
- Correlation QQQ
- −0.11
Valuation details
MV $15.77 · FCF value $23.49
Fundamentals
The business itself: sales, profits, cash and debt, from SEC filings.
Bull vs bear
Rule-based from the data on this page, strongest first. Not advice.
Top bullish points 5 of 5
GrowthDiluted EPS grew 133% to $0.07 in FY2025.
Cash returnsDividend yield of 5.6% ($73M paid over 12 months).
GrowthSales grew 9% to $279M over the last 12 months vs the 12 months before (SEC filings).
GrowthSales grew 10% a year over the last three fiscal years, above the 6.7% median for the 105 Real Estate companies we cover.
ValuationTrades 3.2% below its Market Value of $15.77, the average price paid since the Aug 5 filing.
Top bearish points 5 of 5
ValuationFree cash flow is negative (−$37M over the last 12 months), so there’s no cash-flow value under the price.
ValuationP/E of 298.9× vs a 25.2× median for the 90 Real Estate companies we cover.
ProfitabilityReturn on equity is only 0% over the last 12 months.
ValuationFree-cash-flow yield of −2.8%, below the 4.7% median for the 69 Real Estate companies we cover.
QualityDoesn’t pass our quality screen: ROE under 12% and ROIC under 10%; net debt 6.3× EBITDA (limit 3×).
All fundamentals
P/E 298.9 · FCF yield -2.8% · ROE 0%
Valuation
- P/E
- 298.9×Real Estate median 25.2×
- Price / FCF
- n/anegative free cash flow
- FCF yield
- −2.8%
- EV / EBITDA
- n/aD&A or debt not tagged in SEC data
- Price / sales
- 4.67×
- Price / book
- 1.48×
- Market cap
- $1.3Blisted
- Enterprise value
- n/anot reported in its SEC filings
Growth
- Revenue, 12 months
- $279M
- Sales growth, 12 months
- +8.5%vs the 12 months before
- Sales growth, 3 yrs
- +10.2%/yrfrom FY2022
- Diluted EPS, 12 months
- $0.05
- EPS growth, last FY
- +133.3%
- Net income, 12 months
- $4M
- Net income growth
- −33%12 months vs before
Profitability
- Gross margin
- n/agross profit isn't reported (common for service and financial companies)
- Operating margin
- n/anot reported in its SEC filings
- Net margin
- 1.6%
- FCF margin
- −13.2%
- Return on equity
- 0%
- Return on invested capital
- n/aoperating income, debt, equity or cash not tagged
Balance sheet
- Cash & short-term inv.
- $38M
- Total debt
- n/anot reported in its SEC filings
- Net cash
- n/acash or debt not tagged in SEC data
- Debt / equity
- n/adebt or equity not tagged in SEC data
- Interest coverage
- n/ainterest expense not tagged in SEC data
Cash flow & returns
- Free cash flow, 12 months
- −$37M
- FCF growth, 12 months
- n/anot reported in its SEC filings
- Dividend yield
- 5.58%$73M paid
- Payout ratio
- n/an/m
- Buybacks, 12 months
- n/anot reported in its SEC filings
- Share count, 1 year
- +0.5%diluted shares vs a year ago
- Stock-based comp
- $4M
Trailing 12 months to Sep 30, 2026; balance sheet at Sep 30, 2026. From UMH Properties’s SEC filings. Sparklines show up to six fiscal years. n/a means we don’t hold that number, with the reason. How each is computed.
The business
FCF $0.1B · Sales +8%
- Free cash flow, 12 months$0.1B
- Free-cash-flow yield-2.8%
- Free-cash-flow margin28%
- Gross margin55%
- Operating margin19%
- Return on invested capital3%
- Return on equity3%
- Sales growth (latest quarter vs year-ago quarter)+8%
- Net debt / EBITDA6.3×
Chart & levels
Where the price is vs its key levels and trends.
Key levels
Every level vs today’s $15.27
- 52-wk lowlowest close, 1 year$14.14−7.4%
- PriceMon Nov 2 close$15.27you are here
- Market Valueavg paid since Aug 5$15.77+3.3%
- 52-wk highhighest close, 1 year$16.66+9.1%
Momentum & 52-week range
RSI 49 · 5 days −1.2%
Signals
Reversal signal setups, the public ledger and the next earnings date.
Setup & signals
No setup armed
No setup armed, so there’s no trigger or stop to track yet. Reversal signal rules only run on companies that pass our quality screen.
UMH is outside our quality screen
One text when a published rule fires on one of the 332 quality companies we track: the ticker, the price, the stop and a link to the numbers. Nothing else.
Voices & buzz
Who is talking about it, and how it compares with peers.
Who’s talking about it
Notable investors, executives, analysts and public figures on UMH Properties in the last 48 hours. Headlines as published, each linked. Their words, not ours.
No notable mentions in the last 48 hours. Checked Nov 3, 5:14 PM ET.
Compare with peers
Closest in size in REITs
Information only, not investment advice. Fair value estimates and talking points are rule-based model output from public data and can be wrong; stop levels are reference points, not orders. How every number is computed.